Workplace accidents remain far too common in Kentucky. According to information provided by the Bureau of Labor Statistics (BLS), there were 40,600 on-the-job injuries reported in Kentucky in 2016 alone.
Alarmingly, Kentucky’s workplace accident rate is nearly 10 percent higher than the national average, making it one of the most dangerous states for workers in the entire country.
The overwhelming majority of Kentucky workers are protected by the state’s workers’ compensation insurance program. Though, unfortunately, many workers have trouble getting the full benefits owed to them under the law.
At Harville Law Offices, PLLC, our top-rated Louisville workers’ compensation lawyers are committed to protecting the rights of injured workers in Kentucky. If your workers’ compensation claim was denied, please contact us today for free legal guidance.
Workers’ Compensation Eligibility in Kentucky
In Kentucky, most employers are required to carry workers’ compensation insurance or purchase self-insurance. There are very few exceptions.
Kentucky workers’ compensation is ‘no fault’ insurance; workers are not required to prove that their employer was to blame for their injuries in order to receive compensation. Instead, injured Kentucky workers must prove:
- They were covered under the workers’ compensation program;
- They sustained a real injury (most physical injuries qualify); and
- Their injury is related to their occupation.
Benefits Available to Injured Louisville Workers
Workers’ compensation benefits come in a number of different forms. Ultimately, the benefits available to you will depend on the specific nature of your injuries.
To start, injured workers are eligible for coverage for all related medical expenses.
Next, injured workers are eligible for compensation that makes up for their lost wages during the period they are forced to miss on the job. Wage loss compensation is paid at two thirds of the worker’s average weekly wage, up to a limit of $600 per week.
Finally, in cases involving especially severe injuries, workers may be entitled to permanent disability compensation.
What to Do If Your Kentucky Workers’ Compensation Claim is Denied
If you are having trouble getting the full benefits available to you, it is crucial that you consult with an experienced Louisville workers’ compensation lawyer as soon as possible. Workers’ compensation claims can be delayed, underpaid, or denied for a wide variety of reasons.
Once you have received an adverse decision from the insurer, you need to get that letter into the hands of a qualified lawyer immediately.
Your Louisville workers’ compensation lawyer will be able to comprehensively review your denial, and determine precisely what steps need to be taken to get you benefits.
In many cases, additional medical evidence will need to be obtained. Of course, every case is unique. You deserve fully personalized attention from a skilled Kentucky workplace injury attorney.
Contact Our Louisville Workers’ Compensation Attorneys Today
At Harville Law Offices, PLLC, our workers’ compensation lawyers have helped many injured workers recover the full benefits that they deserve. If your workers’ compensation claim was denied in Kentucky, we are ready to assist you.
For a free, no obligation workers’ compensation consultation, please call us today at (502) 276-8036. From our office in Louisville, we represent injured workers throughout the region, including in Jefferson County, Floyd County, and Clark County.